美国社区银行团体起诉美国货币监理署，指控其允许加密公司获得有限的国家信托银行执照
Community banks sue OCC over trust bank charters of crypto firms
美国独立社区银行协会（ICBA）在美国哥伦比亚特区地区法院提起诉讼，指控美国货币监理署（OCC）允许加密公司获得有限的国家信托银行执照，超出了国会授予该机构的权力。ICBA要求法院将OCC的行为限制在法定权限内。Cointelegraph报道，在唐纳德·特朗普总统和OCC负责人乔纳森·古尔德的领导下，该机构已批准或条件批准了多家加密公司寻求信托执照的申请，以扩大其在美业务。
A community banks group sued a US bank regulator, claiming its decision to allow cryptocurrency companies to obtain limited national trust bank charters exceeds the authority Congress granted the agency.
The Independent Community Bankers of America (ICBA) filed the suit Friday in the US District Court for the District of Columbia.
The group claimed the Office of the Comptroller of the Currency (OCC) has granted cryptocurrency firms the credibility of a US bank charter without sufficient safeguards or compliance with normal bank requirements.
“The OCC’s decision to allow companies to obtain national trust bank charters to conduct substantial non-fiduciary activities exceeds the authority Congress granted the agency,” ICBA president and CEO Rebeca Romero Rainey said in a statement. “Congress did not create the national trust charter as a side door into the banking system for crypto firms seeking the credibility of a federal bank charter without the Community Reinvestment Act obligations, consolidated supervision, capital and liquidity standards, and FDIC insurance that apply to insured depository institutions.”
The ICBA is asking the court to return the OCC to its statutory limits, Rainey added.
The OCC was asked for comment on the lawsuit but had not replied by the time of publication.
Cointelegraph reported in August that under President Donald Trump and OCC head Jonathan Gould, the agency has approved or conditionally approved multiple applications from crypto companies seeking trust charters to expand their services in the US.
Still, the trust bank charters do not allow companies to accept deposits or make loans, distinguishing them from conventional commercial banks, Cointelegraph reported.
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来源：Cointelegraph · cointelegraph.com