英国多家银行因加密货币转账限制面临审查
Lloyds and Barclays among UK banks named in crypto transfer complaints, advocacy group says
英国加密货币倡导组织Stand With Crypto表示，在2026年5月至8月期间，有9,803人向英国银行提交了10,092项关于转账到加密平台的限制投诉。投诉最多的银行是Lloyds Banking Group，其次是Barclays和NatWest Group。这些投诉引发了关于英国加密服务可访问性的问题，因为该国正准备在2027年引入新的数字资产监管制度。
Some of the biggest banks in the United Kingdom are facing fresh scrutiny over cryptocurrency transfer restrictions after thousands of customers reported difficulties moving money to crypto platforms.
Crypto advocacy group Stand With Crypto said 9,803 people submitted 10,092 complaints to UK banks over restrictions on transfers to crypto platforms during a 90-day period between May and August 2026. The complaints were submitted through the group’s online tool, according to a report reviewed by Cointelegraph on Tuesday.
Lloyds Banking Group, one of the UK’s largest banking groups, received the most complaints at 2,297, followed by Barclays with 1,569 and NatWest Group with 1,278, the report found.
The complaints raise questions about access to crypto services in the UK as the country prepares to introduce a new regulatory regime for digital assets in 2027.
UK banks differ on crypto transfer limits
Barclays and HSBC UK were listed as limiting crypto transfers to 2,500 British pounds ($3,300) per transaction and 10,000 pounds ($13,300) over 30 days.
Six banks, including Starling Bank, TSB and Chase UK, were listed as banning crypto-related transfers entirely.
Meanwhile, Lloyds Banking Group and Revolut were classified as having no published crypto transfer restrictions, despite receiving customer complaints.
Revolut’s official support page, however, states that transfers to “some cryptocurrency exchanges” are unsupported. A Stand With Crypto spokesperson said this appeared to be a technical issue rather than a stated policy.
Banking restrictions threaten UK crypto hub ambitions
Nick Jones, founder and CEO of Zumo, told Cointelegraph that banking restrictions are a common problem among UK crypto founders and could undermine the country’s ambitions to become a global crypto hub.
“This issue of restricted access to banking services needs to be urgently addressed in order for UK crypto firms to have a level playing field where they can grow and scale,” Jones said.
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Jones also warned that the UK’s incoming crypto regulatory regime may not resolve the problem. Although companies are preparing for mandatory Financial Conduct Authority approval in October 2027, access to a business bank account falls outside that framework, he said.
Without coordinated action, companies could obtain full authorization yet remain unable to open a UK business bank account, Jones added.
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来源：Cointelegraph · cointelegraph.com